<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Indiana Blog :: Education &#38; Health</title>
	<atom:link href="http://www.clickindiana.com/blog/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.clickindiana.com/blog</link>
	<description></description>
	<lastBuildDate>Wed, 02 May 2012 12:07:39 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=</generator>
		<item>
		<title>An Adventure Trip to Indiana</title>
		<link>http://www.clickindiana.com/blog/an-adventure-trip-to-indiana/</link>
		<comments>http://www.clickindiana.com/blog/an-adventure-trip-to-indiana/#comments</comments>
		<pubDate>Wed, 02 May 2012 12:07:39 +0000</pubDate>
		<dc:creator>wpburoot</dc:creator>
				<category><![CDATA[Guides and Directories]]></category>
		<category><![CDATA[Adventure]]></category>
		<category><![CDATA[Indiana]]></category>
		<category><![CDATA[Shakamak]]></category>

		<guid isPermaLink="false">http://www.clickindiana.com/blog/?p=41</guid>
		<description><![CDATA[More than 15 miles of beautiful beaches and breathtaking sand dunes stretch across northwest Indiana along Lake Michigan. Stretching from Gary, Indiana to Michigan City, Indiana is one of the best kept secrets in the Hoosier state: the Indiana Dunes National Lakeshore and Indiana Dunes State Park.The park offers hiking along the shoreline. Adventure south [...]]]></description>
			<content:encoded><![CDATA[<p>More than 15 miles of beautiful beaches and breathtaking sand dunes stretch across northwest Indiana along Lake Michigan. Stretching from Gary, Indiana to Michigan City, Indiana is one of the best kept secrets in the Hoosier state: the Indiana Dunes National Lakeshore and Indiana Dunes State Park.The park offers hiking along the shoreline. Adventure south up from the shore and get great views of Lake.</p>
<p>Chain O&#8217;Lakes State Park has about a three and half mile trail that takes you around a chain of lakes. The area was formed during the ice age and is a great place to hike around and enjoy the scenery.</p>
<p>Knob Trail is for hiking the back country. Knob Trail has 40,000 acres of forested land. Hiking the rugged terrain will take you through Clark State Forest, Jackson-Wasington State Forest. Rising more than 300 feet above low-lying farmland in some areas as it snakes northward from near the Ohio River to just south of Martinsville. A central upland, mixed hardwood forest. This back country adventure is one that every back woods hiker should spend a day taking in the woods. The trail is broken up into six trail heads so you can decide the length of your adventure.</p>
<p>Shakamak State Park is a scenic area with a dam and hiking trails. You can stop spend the day enjoy the adventure. Enjoy the peace and quiet of the area. There are many hotels within a 20 mile radius.</p>
<p>The Battle of Corydon during the Civil War was fought between John Morgan and the local reserves here. The locals were sorely out numbered. Morgan robbed and took lives here as he continued his raids in the area before he was finally stopped by the Union Soldiers in Palmyra.</p>
<p>When you are traveling in Indiana the State has a greenbelt hiking system set up in most of the cities. Hike here along the river and see where the locals hang out.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.clickindiana.com/blog/an-adventure-trip-to-indiana/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Real Estate Auctions in Indiana</title>
		<link>http://www.clickindiana.com/blog/real-estate-auctions-in-indiana/</link>
		<comments>http://www.clickindiana.com/blog/real-estate-auctions-in-indiana/#comments</comments>
		<pubDate>Fri, 20 Apr 2012 11:43:47 +0000</pubDate>
		<dc:creator>wpburoot</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Indiana]]></category>
		<category><![CDATA[Midwest]]></category>

		<guid isPermaLink="false">http://www.clickindiana.com/blog/?p=39</guid>
		<description><![CDATA[If you are looking an investment option in real estate in Indiana, you can find that a large number of auctions in Indiana take place every year and you can participate in one of such auctions.Indiana located in the Midwest region has few large urban areas and some small industrial cities and demands for real [...]]]></description>
			<content:encoded><![CDATA[<p>If you are looking an investment option in real estate in Indiana, you can find that a large number of auctions in Indiana take place every year and you can participate in one of such auctions.Indiana located in the Midwest region has few large urban areas and some small industrial cities and demands for real estate in these urban areas is continuously growing. If you are looking for a suitable real estate for your business, Indiana real estate auctions are the best suitable options for you. The state is highly populated and the population is expected to grow in the coming decade. The land and real estate requirement of urban areas will continuously grow in the coming years and industrial towns and cities have all infrastructure facilities required for your business.</p>
<p>Some of the industrial cities of Indiana are Indianapolis, Michigan city, Fort Wayne, Gary, Anderson, Bloomington, Columbus, Elkhart, Kokomo, Lafayette, Evansville, Terre Haute and South Bend. Although all the cities are important for any business related activities, however in some of the cities the prices of real estate are continuously going in upward directions. Indiana is known for manufacturing and northwest region of Indiana is the largest steel producer. The other manufacturing includes pharmaceuticals, automobiles, electrical equipment, transportation equipment, chemical products, petroleum refining and coal production, rubber, steel and machineries.</p>
<p>There the state of Indiana is perfect place for your business and you will get cheap raw materials in any of the industrial towns and cities in Indiana. To get a suitable commercial plot or building through any of the Indiana real estate auction will be a right choice for you and getting it at the right location can be lot be advantageous for you in the coming years. The state of Indiana is well located in the map of United States and it is at the center of Midwest region. The cities are highly developed and will suit for your business. The most and modern infrastructure and highly developed roads, railways are interconnected with all major cities. The state has well established and cordial administration to help you.</p>
<p>Looking for an Indiana real estate auction is easy as you get all the information in your daily newspaper. You can also look for more information on the Indiana auctioneers websites or you can take help of search engine to look for a suitable auctioneer in Indiana. Once you are satisfied with the commercial plot or building available for sale through auction, it is advised that you physically check with the plot or building.</p>
<p>Indiana State provides the best opportunities for business houses and initiating a business in the urban areas is not too difficult as you get the complete support of the state or county administration. You need to have the commercial building or plot to initiate your business for which you need to bid and participate in Indiana real estate auctions and get the commercial real estate of your choice at your desired location. This is the first profitable step to start your own business and I am sure that your business will grow in this highly Industrial State of United States.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.clickindiana.com/blog/real-estate-auctions-in-indiana/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Site of the Month for November 2011</title>
		<link>http://www.clickindiana.com/blog/site-of-the-month-for-november-2011/</link>
		<comments>http://www.clickindiana.com/blog/site-of-the-month-for-november-2011/#comments</comments>
		<pubDate>Tue, 01 Nov 2011 06:45:00 +0000</pubDate>
		<dc:creator>wpburoot</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.clickindiana.com/blog/?p=35</guid>
		<description><![CDATA[Site of the Month for November 2011 discusses Indiana Service. Great Indiana is an introduction to the Indiana resource and information relating to society, business, travel, real estate, humanities, networking, education, news, recreation.]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.greatindiana.com/"><img src="http://www.greatindiana.com/images/logotext.gif" alt="State of Indiana Service" class="aligncenter"/></a><br />
Site of the Month for November 2011 discusses <a href="http://www.greatindiana.com/">Indiana Service</a>. Great Indiana is an introduction to the Indiana resource and information relating to society, business, travel, real estate, humanities, networking, education, news, recreation.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.clickindiana.com/blog/site-of-the-month-for-november-2011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Who is Indiana Safety and Health?</title>
		<link>http://www.clickindiana.com/blog/who-is-indiana-safety-and-health/</link>
		<comments>http://www.clickindiana.com/blog/who-is-indiana-safety-and-health/#comments</comments>
		<pubDate>Thu, 25 Aug 2011 07:23:12 +0000</pubDate>
		<dc:creator>wpburoot</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Bloodborne Pathogens]]></category>
		<category><![CDATA[Indiana Health]]></category>
		<category><![CDATA[OSHA Compliant Classes]]></category>

		<guid isPermaLink="false">http://www.clickindiana.com/blog/?p=33</guid>
		<description><![CDATA[Indiana Safety and Health is an organization that provides training in first aid, CPR, bloodborne pathogens and other OSHA compliant classes. We committed to providing the best training possible. We continuously update our materials and make sure our instructors have the experience and knowledge to pass on to the classroom setting! Our instructors have over [...]]]></description>
			<content:encoded><![CDATA[<p>Indiana Safety and Health is an organization that provides training in first aid, CPR, bloodborne pathogens and other OSHA compliant classes. We committed to providing the best training possible. We continuously update our materials and make sure our instructors have the experience and knowledge to pass on to the classroom setting! Our instructors have over 28 years of emergency and teaching experience. The company&#8217;s primary focus is training individuals and organizations collectively in First Aid and CPR. We provide all student materials, manikins and train at your site around your hours. </p>
]]></content:encoded>
			<wfw:commentRss>http://www.clickindiana.com/blog/who-is-indiana-safety-and-health/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bankruptcy Laws in Indiana</title>
		<link>http://www.clickindiana.com/blog/bankruptcy-laws-in-indiana/</link>
		<comments>http://www.clickindiana.com/blog/bankruptcy-laws-in-indiana/#comments</comments>
		<pubDate>Tue, 28 Jun 2011 08:29:08 +0000</pubDate>
		<dc:creator>wpburoot</dc:creator>
				<category><![CDATA[Law]]></category>
		<category><![CDATA[Bankruptcy Laws]]></category>
		<category><![CDATA[Indiana Law]]></category>
		<category><![CDATA[Legal]]></category>

		<guid isPermaLink="false">http://www.clickindiana.com/blog/?p=30</guid>
		<description><![CDATA[Before filing bankruptcy in Indiana, it is important to understand the basic bankruptcy laws in the state. Whether you consult a lawyer or file for bankruptcy on your own, it is best to know a little about the process and what is expected of you. Some people believe that they will lose everything they own [...]]]></description>
			<content:encoded><![CDATA[<p>Before filing bankruptcy in Indiana, it is important to understand the basic bankruptcy laws in the state. Whether you consult a lawyer or file for bankruptcy on your own, it is best to know a little about the process and what is expected of you.</p>
<p>Some people believe that they will lose everything they own in a bankruptcy. This is not true; Indiana bankruptcy laws allow for exemptions, as follows:</p>
<p>• Real property worth up to $8,000, which includes your vehicle and other personal belongings.</p>
<p>• The value of your home up to $15,000. It is possible to lose your home in bankruptcy if the equity in your home is worth more than $15,000.</p>
<p>• Some pensions.</p>
<p>• Retirement plans.</p>
<p>• 75% of unpaid, earned wages.</p>
<p>• Some life insurance proceeds, providing the policy restricts use of proceeds to pay creditors.</p>
<p>• Welfare payments.</p>
<p>• Flexible spending account balances.</p>
<p>• Jointly owned business property.</p>
<p>The type of bankruptcy you can file depends on your income. There are two types of personal bankruptcy: Chapter 7 and Chapter 13. In a Chapter 7 bankruptcy, your debts will be discharged and you will no longer owe money to your creditors. In a Chapter 13 bankruptcy, your debt will be restructured, and you will enter into a repayment plan.</p>
<p>You are eligible to file for Chapter 7 bankruptcy if your income falls below the median income in Indiana at the time of filing. If your income is higher than this, you can only file a Chapter 13 bankruptcy. Median income is determined by the household size, as follows:</p>
<p>• One person household: $40,135</p>
<p>• Two person household: $51,104</p>
<p>• Three person household: $59,028</p>
<p>• Four person household: $69,226</p>
<p>Not all debts are eligible to be discharged in bankruptcy. Debts that are not dischargeable include:</p>
<p>• Student loans, except in extreme cases of financial hardship. Generally, student loans are only discharged if the debtor is permanently physically disabled in a way that they have no chance of holding a job in the future.</p>
<p>• Child support payments.</p>
<p>• Cash advances greater than $825, if they were received recently.</p>
<p>• Most overdue tax payments.</p>
<p>Before a person files for bankruptcy in Indiana, they must first complete a counseling course. This is usually a short questionnaire completed online, and will go over the debtor&#8217;s income and expenses, as well as the reasons the debtor is considering bankruptcy.</p>
<p>There is a fee for filing for bankruptcy in the state of Indiana: $299 for Chapter 7 and $274 for Chapter 13. This is for one person or a married couple filing a joint bankruptcy. The fee for a bankruptcy lawyer varies, starting around $900, and usually includes the filing fee as the lawyer will handle filing.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.clickindiana.com/blog/bankruptcy-laws-in-indiana/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Site of the Month for June 2011</title>
		<link>http://www.clickindiana.com/blog/site-of-the-month-for-june-2011/</link>
		<comments>http://www.clickindiana.com/blog/site-of-the-month-for-june-2011/#comments</comments>
		<pubDate>Thu, 02 Jun 2011 03:58:56 +0000</pubDate>
		<dc:creator>wpburoot</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.clickindiana.com/blog/?p=29</guid>
		<description><![CDATA[Site of the Month for June 2011 is about Indiana. This topic offers links to browse for Indiana business, economy, finance, trade, education, travel, transportation, real estate, computer, internet, shopping in Indiana and more.]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.directoryindiana.com/"><img alt="Indiana Web Directory " src="http://www.directoryindiana.com/images/logotext.gif" title="directoryindiana" class="aligncenter" /></a><br />
Site of the Month for June 2011 is about <a href="http://www.directoryindiana.com/">Indiana</a>. This topic offers links to browse for Indiana business, economy, finance, trade, education, travel, transportation, real estate, computer, internet, shopping in Indiana and more.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.clickindiana.com/blog/site-of-the-month-for-june-2011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Indiana Romantic Destinations</title>
		<link>http://www.clickindiana.com/blog/indiana-romantic-destinations/</link>
		<comments>http://www.clickindiana.com/blog/indiana-romantic-destinations/#comments</comments>
		<pubDate>Thu, 26 May 2011 04:18:58 +0000</pubDate>
		<dc:creator>wpburoot</dc:creator>
				<category><![CDATA[Travelling and Tourism]]></category>
		<category><![CDATA[Indiana Travel]]></category>
		<category><![CDATA[Little Nashville]]></category>
		<category><![CDATA[Romantic Spots]]></category>

		<guid isPermaLink="false">http://www.clickindiana.com/blog/?p=27</guid>
		<description><![CDATA[The hoosier state is known for its sports, particularly basketball. Try one of the following romantic destinations in Indiana, however, and you will soon know it for something else. Indiana offers couples a wide variety of activities to enjoy while taking a romantic trip here. The many different golf courses (yes, we know women play [...]]]></description>
			<content:encoded><![CDATA[<p>The hoosier state is known for its sports, particularly basketball. Try one of the following romantic destinations in Indiana, however, and you will soon know it for something else.</p>
<p>Indiana offers couples a wide variety of activities to enjoy while taking a romantic trip here. The many different golf courses (yes, we know women play too!) as well as Indianapolis, the home of the exciting Indy 500 are located here. The hospitality of the Midwest is also evident when you book romantic destinations in Indiana. Here, there are many sorts of establishments for couples looking to spend some time alone &#8211; inns and resorts, bed and breakfasts and hotels are all found throughout the state of Indiana.</p>
<p>One of the most romantic spots in Indiana is found in Brown County, Indiana, near what is known as &#8220;Little Nashville&#8221;. This spot offers couples the scenic beauty of the Little Smoky Mountains, as well as being close to the Brown County State Park, which is one of Indiana&#8217;s most visited state facilities. The resort to see here is the Abbey-Inn, an adults only retreat located in Nashville, Indiana. This resort offers complete non-smoking accommodations to couples who are looking to spend a little time away from their everyday hectic life.</p>
<p>The Abbey-Inn offers 13 rooms to choose from, all with a combination of two person hot tubs, fireplaces, patios and balconies. The rooms at the Abbey-Inn are all meant to be private, in fact, they pride themselves on the fact that you may not see another guest the whole time you&#8217;re staying here. Amenities such as snacks (biscotti and other delights), mini-fridge and coffee maker, and breakfast in bed mean that you won&#8217;t have to leave your room unless you really want to.</p>
<p>If you prefer your romantic destinations in Indiana to be a bit more subdued and classic, why not try a stay at the 1877 House Bed and Breakfast in Jeffersonville, Indiana. This old converted farm house is just seven miles from the city of Louisville, Kentucky &#8211; and it is a great destination for couples from throughout the south or Midwest. All rooms include in-room fireplaces, private baths and even spa and relaxation packages for couples who really want to enjoy their special time together. Full gourmet breakfasts are included with your nightly accommodations.</p>
<p>No matter where in the state you choose, romantic destinations in Indiana are a great way to spend some time together. If you are located in the Midwest, Indiana is a perfect destination for your next adults only trip together.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.clickindiana.com/blog/indiana-romantic-destinations/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Find Cheap Used Cars in Indiana</title>
		<link>http://www.clickindiana.com/blog/how-to-find-cheap-used-cars-in-indiana/</link>
		<comments>http://www.clickindiana.com/blog/how-to-find-cheap-used-cars-in-indiana/#comments</comments>
		<pubDate>Fri, 22 Apr 2011 09:01:41 +0000</pubDate>
		<dc:creator>wpburoot</dc:creator>
				<category><![CDATA[Automotive]]></category>
		<category><![CDATA[Online Service]]></category>
		<category><![CDATA[Vehicles Market]]></category>

		<guid isPermaLink="false">http://www.clickindiana.com/blog/?p=25</guid>
		<description><![CDATA[Trying to find cheap used cars in Indiana? There is great potential in finding real cheap cars at decent condition from the repossessed and impounded vehicles market. Read on to discover how you can find cheap used cars in Indiana through a market that not many people are aware of. Hundreds if not thousands of [...]]]></description>
			<content:encoded><![CDATA[<p>Trying to find cheap used cars in Indiana? There is great potential in finding real cheap cars at decent condition from the repossessed and impounded vehicles market. Read on to discover how you can find cheap used cars in Indiana through a market that not many people are aware of.</p>
<p>Hundreds if not thousands of cars are repossessed by banks and other financial institutions everyday across the country from people who fail to honor their payment. A good number of vehicles are also seized and impounded by government agencies such as the state police for various felonies and offences. These establishments all seek to do one thing with the vehicles that they seize, sell them off as soon as possible as there is substantial amount of money involved in keeping the automobiles. Thus emerged the market of selling and auctioning off of vehicles that come from these sources. Sometimes you may come across vehicles that are sold for as low as 10% of their current market value. This is a good way to find cheap used cars in Indiana.</p>
<p>Of course, knowing how to get cheap used cars in Indiana won&#8217;t do you much good if you do not know where to look. Local newspapers and magazine sometimes feature this kind of sales and auctions. A few minutes of your time everyday may just lead you to a great bargain.</p>
<p>Calling the establishments which you think may hold such auctions will help too. Just make sure that you get to the right person who has all the necessary info and you are set. Remember, not everyone in these establishments may know about the sales or auctions.</p>
<p>Lastly, you can use online service to look up on information of such sales and auctions. I personally prefer to do this as it saves me a lot of time compared to browsing through newspapers or calling people. I also have the flexibility to access the information anywhere I want with an internet connection. Such services provide up-to-date information and you can search for vehicles on sale on your area. It will be a breeze to find cheap used cars in Indiana with such services.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.clickindiana.com/blog/how-to-find-cheap-used-cars-in-indiana/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understanding Indiana Gun Laws</title>
		<link>http://www.clickindiana.com/blog/understanding-indiana-gun-laws/</link>
		<comments>http://www.clickindiana.com/blog/understanding-indiana-gun-laws/#comments</comments>
		<pubDate>Sat, 15 Jan 2011 06:17:22 +0000</pubDate>
		<dc:creator>wpburoot</dc:creator>
				<category><![CDATA[Law]]></category>
		<category><![CDATA[Gun Laws]]></category>
		<category><![CDATA[Legal]]></category>

		<guid isPermaLink="false">http://www.clickindiana.com/blog/?p=23</guid>
		<description><![CDATA[There is not a lot on the books for Indiana gun laws. Basically, it is legal to sell or buy, if you are over the age of 18 and have never been convicted of a felony. This applies to rifles, pistols and handguns, however, it is illegal for anyone outside of those with federal licensing [...]]]></description>
			<content:encoded><![CDATA[<p>There is not a lot on the books for Indiana gun laws. Basically, it is legal to sell or buy, if you are over the age of 18 and have never been convicted of a felony. This applies to rifles, pistols and handguns, however, it is illegal for anyone outside of those with federal licensing to sell, buy or own an automatic weapon.</p>
<p>Gun regulations in Indiana are not strict, but they are executed or enforced. It is illegal to sell to a minor under the age of 18. While carrying a rifle or shotgun is legal; to conceal or carry a handgun without a permit is illegal. There are specific regulations and stringent rules for concealing and carrying handguns. Permits and licensing are difficult to get outside of those in law enforcement.</p>
<p>Moreover, it is also illegal for anyone under the influence of drugs or alcohol to make one. Anyone wishing to purchase a firearm, must undergo a stringent background check. If denied the ability to purchase, the potential buyer is allowed to see the results of this background check.</p>
<p>There are no permits, licensing or registration for anyone over the age of 18 to own a handgun, rifle or shotgun. These may be kept in your own private property. They may be used in defense of your assets. However, lethal force is only acceptable in self defense of one&#8217;s lifetime and when there is no means of retreat.</p>
<p>Gun regulation is required by each state government. There are several states that have more strict regulations than Indiana gun laws including California, New York, Iowa and Minnesota. Firearm owners are restricted and subject to the laws within the state they are traveling. If you plan to travel outside of your state while carrying any type of firearm, you should be aware of each state&#8217;s regulations before traveling there.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.clickindiana.com/blog/understanding-indiana-gun-laws/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Property Investment Trends in Indianapolis, Indiana 2010</title>
		<link>http://www.clickindiana.com/blog/property-investment-trends-in-indianapolis-indiana-2010/</link>
		<comments>http://www.clickindiana.com/blog/property-investment-trends-in-indianapolis-indiana-2010/#comments</comments>
		<pubDate>Mon, 06 Sep 2010 09:32:59 +0000</pubDate>
		<dc:creator>wpburoot</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Indiana Real Estate]]></category>
		<category><![CDATA[Investment Trends]]></category>
		<category><![CDATA[Property Investment]]></category>

		<guid isPermaLink="false">http://www.clickindiana.com/blog/?p=20</guid>
		<description><![CDATA[Like many Midwestern counties that are highly populated, Indianapolis (Marion County) has suffered a tremendous blow from the recent economic downturn. Foreclosures still seem to be mounting, and considering the great difficulty of getting a mortgage in this state, it has truly become a buyer&#8217;s market-for those who have the funding. With short sales, discounts, [...]]]></description>
			<content:encoded><![CDATA[<p>Like many Midwestern counties that are highly populated, Indianapolis (Marion  County) has suffered a tremendous blow from the recent economic downturn. Foreclosures still seem to be mounting, and considering the great difficulty of getting a mortgage in this state, it has truly become a buyer&#8217;s market-for those who have the funding. With short sales, discounts, and foreclosures popping up left and right, it&#8217;s a great time to invest in a property. But, as always with great business opportunities, this one comes with certain risks and caveats.</p>
<p>This past year, 24% of all houses sold in Indianapolis were foreclosures-pretty amazing. Even more impressive, 16% of all new listings were foreclosures. There is no shortage of cheap real estate to invest in right now. Total sales in Indianapolis have dropped about 6% from 2007, and sale prices have gone down about 4%. Due to the lower sale prices, homes tend to spend less time on the market (an average of 9 months, down from 11 previously).</p>
<p>All of these figures add up to one very sweet picture for the investor who has a bit of money to play with. Short sales and discounts are everywhere, and all prices tend to be a bit low, so you can get a real deal on some properties. The number of sales is down, which means there is far less competition in the buying market, making your job infinitely easier and less expensive. And the time it takes to resell your investment tends to be less than the previous.</p>
<p>But before you jump right in with both feet, cash in hand, you should be aware of the climate and attitude of some financial institutions during these foreclosures, and you must be prepared for the financial burden of owning of financial assets in a slow market. First, many banks and other lenders or previous owners are stripping these homes bare at foreclosure. I don&#8217;t mean taking couches and TV&#8217;s; some are taking everything-sinks, baths, doors, you name it. The point is, don&#8217;t get in line to buy a property that&#8217;s just walls and a roof unless that&#8217;s what you&#8217;re looking for. Further, don&#8217;t be fooled by the statistic telling you it will take less time to resell your home. That trend reflects the lower listing prices due to foreclosures. If you plan to profit, which of course you do, your listing price will not be quite so low, and you can expect to spend a longer time trying to sell.</p>
<p>So, it&#8217;s a buyer&#8217;s market in Indianapolis and a great opportunity to jump in when homes are cheap, but understand that you&#8217;re dealing with banks who want to get every penny back that they can from a lousy investment, and you&#8217;re more than likely dealing with a community that does not have as much disposable income as they are used to having. Get into it understanding these facts: if you have the money, you can get a piece of real estate very cheap right now, but it will probably be very difficult to flip in a timely manner for the kind of profit you might have seen ten years ago. Buyer&#8217;s market, but buyers beware!</p>
]]></content:encoded>
			<wfw:commentRss>http://www.clickindiana.com/blog/property-investment-trends-in-indianapolis-indiana-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

